📬 GET IN TOUCH
Reach out any way that works for you — we answer fast.
📧 Email: deals@hybridfunder.com 📞 Phone & Text: (347) 201-2367 📍 Based in Brooklyn, NY — Funding businesses nationwide 🕒 Hours: Monday through Friday, 10 AM – 5 PM EST
We respond to every email and text within one business day. For urgent funding needs, calling or texting is the fastest way to reach us — you'll get a real person, not a call center.
🛠️ HOW GETTING FUNDED ACTUALLY WORKS
Applying with Hybrid Funder is simple — and because we fund with our own capital, the entire process is handled under one roof from start to finish. Here's exactly what to expect:
1. Send Us Your File All we need to review your deal:
4 most recent business bank statements
2 years of business tax returns (only required for advances over $150,000)
A valid business ID and basic company info
2. Instant Underwriting Review Once we have your file, it hits underwriting within minutes. You'll get a response — usually a live offer or follow-up questions — in anywhere from a few minutes to a couple of hours.
3. Review Your Offer We lay out the total amount funded, total payback, payment schedule, and term in plain numbers. No fine print. If you accept, the deal moves forward.
4. Sign Your Contracts Contracts are sent electronically. You review, sign, and return them — same day.
5. Bank Verification Once contracts are back, we run bank verification through a secure Decision Logic link or a one-time manual bank login. Fast, encrypted, and standard across the industry.
6. Final Underwriting Once verification clears, your file moves into final underwriting for sign-off.
7. Funding Call You'll receive a second call — the funding call — conducted on a recorded line. We confirm final terms, answer any last questions, and make sure you're comfortable before the wire.
8. Funds in Your Account If everything checks out on the funding call, we ACH the funds directly to your business bank account. Most deals close same-day or next-day.
That's the whole process. Everything handled under one roof — from application to wire — with your file in one place and your questions answered by the people actually funding you.
📞 Questions at any point? Call or text (347) 201-2367 📧 deals@hybridfunder.com
💬 WHAT TO EXPECT WHEN YOU CONTACT US
When you reach out to Hybrid Funder, you're talking to a real person on our team — not an automated system, not a call center, and not a rep reading from a script.
Here's what that looks like in practice:
We listen to your situation before pitching anything
We walk you through what a Merchant Cash Advance actually is and isn't — in plain English
We answer every question about total payback, payment schedule, and term before you sign
We give you a realistic read on what you qualify for — not an inflated one to hook you
We tell you straight up if the timing isn't right, or if another position would serve you better
We don't rush decisions and we don't push deals. Our goal is a business owner who comes back to us for the next renewal — and the one after that.
⚠️ IMPORTANT NOTICE
Hybrid Funder is a direct funder specializing in Merchant Cash Advances (MCA). A Merchant Cash Advance is a purchase of future receivables — a commercial transaction, not a consumer loan — and does not carry a traditional interest rate or APR.
All funding is subject to Hybrid Funder's underwriting approval and is for business purposes only. Hybrid Funder does not fund merchants located in Puerto Rico, Virginia, or California. In Texas, funding is available for first-position transactions only.
Hybrid Funder does not provide financial, tax, accounting, or legal advice. Merchants should consult their own licensed professionals before accepting any funding offer.
Tinaz Enterprises LLC d/b/a Hybrid Funder.
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