Legal & Privacy

🔐 Privacy Policy

Effective Date: February 2026
Hybrid Funder LLC (“Hybrid Funder,” “we,” “our,” or “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit or use https://www.hybridfunder.com (the “Site”) and any related services.

By accessing or using the Site and submitting information, you agree to the terms of this Privacy Policy.

1. Information We Collect

We collect information necessary to evaluate business financing requests and facilitate our services, including:

Personal & Business Information

  • Name, business name, email address, phone number

  • EIN and/or partial Social Security number (full SSN may be requested securely later)

  • Date of birth

  • Bank account information and financial statements

  • Any information you voluntarily provide through application forms

Automatically Collected Information

  • IP address and device/browser data

  • Usage and traffic data

  • Cookies and tracking technologies

2. How We Use Your Information

We use collected data to:

  • Process and evaluate funding requests

  • Connect you with independent funding providers

  • Communicate about your application and inquiries

  • Improve website performance and user experience

  • Comply with legal and regulatory requirements

We only collect data necessary for the intended purpose and to support your business funding needs.

3. Sharing of Information

We may share your information with:

  • Independent funding providers and financing partners for underwriting and funding consideration

  • Service providers who assist with analytics, technology, or communications

  • Legal or regulatory authorities when required by law

We do not sell personal data for consumer marketing purposes.

4. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your information. These include SSL encryption, secure access controls, and industry-standard security practices.

However, no system can be 100% secure. By using the Site and submitting personal information, you acknowledge that electronic transmission may involve some risk.

5. Sensitive Personal Information

We may collect sensitive personal information, including Social Security number and date of birth, for identity verification and underwriting coordination.

This information is used only as necessary for funding evaluation and shared with trusted funding partners under contractual obligations. Access is limited to authorized personnel and partners. Data is retained only as long as necessary to fulfill the purpose for which it was collected.

6. Cookies and Tracking

We use cookies and similar technologies to enhance site functionality and analyze traffic. You may disable cookies in your browser settings, but this may affect your ability to use certain features.

7. California & State Privacy Rights

CCPA/CPRA Rights

California residents may request access, correction, or deletion of personal information or opt out of certain data uses. To exercise these rights, contact us at:

Email: deals@hybridfunder.com
Subject: California Privacy Request

We will respond in accordance with applicable law.

8. Commercial Financing Disclosures

Hybrid Funder is a business financing advisory and referral service, not a direct lender. Funding products are offered and underwritten by independent third-party providers. Approval, terms, and pricing are determined by the funding provider, and submission of an application does not guarantee funding.

9. State-Specific Consumer Notices

Where required by law, we provide disclosures applicable to your state of residence, including but not limited to:

  • New York commercial financing disclosures

  • California SB 1235 requirements

  • Other states that require similar notices

Funding products may not be available in all states.

10. Data Retention

We retain personal information only as long as necessary to fulfill business purposes and comply with legal obligations. Data no longer required will be securely deleted or anonymized.

11. Marketing and Opt-Out

You may opt out of promotional emails or SMS at any time by clicking “unsubscribe” in emails or replying “STOP” to text messages.

12. Contact Us

For privacy questions or requests:

Email: deals@hybridfunder.com
Phone: (347) 201-2367
Hybrid Funder LLC

13. Changes to This Policy

We may update this Privacy Policy from time to time. The updated version will be indicated by an updated “Effective Date.” Your continued use of the Site after changes constitutes your acceptance of the updated terms.