PRIVACY POLICY

Privacy Policy

Effective Date: [7/23/2025]

Hybrid Funder ("we," "our," or "us") is committed to protecting the privacy and personal information of our clients and visitors. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website www.hybridfunder.com (the "Site").

By using our Site, you consent to the data practices described in this Privacy Policy.

1. Information We Collect

  • Personal Information: Name, email address, phone number, business name, EIN, Social Security Number (SSN), date of birth, bank account details, financial documents, and any information you voluntarily submit.

  • Non-Personal Information: Browser type, device type, IP address, referring website, and usage data collected automatically.

2. How We Use Your Information

  • To process funding applications

  • To assess eligibility for financial products

  • To respond to inquiries and provide customer support

  • To improve our website and services

  • To comply with legal obligations

3. Sharing Your Information We may share your information with:

  • Trusted third-party funding partners (e.g., Rapid Finance, South End Capital)

  • Service providers who assist in website operations and marketing

  • Legal or regulatory authorities when required by law

4. Data Security We use SSL encryption and industry-standard security measures to protect your personal data. However, no method of transmission over the internet is 100% secure.

5. Cookies and Tracking Technologies Our Site uses cookies to improve user experience and analyze traffic. You can set your browser to refuse cookies.

6. Your Rights You may request access, correction, or deletion of your personal data by contacting us at privacy@hybridfunder.com.

7. Third-Party Links Our Site may contain links to external websites. We are not responsible for the content or privacy practices of these sites.

8. Children’s Privacy Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors.

9. Changes to This Policy We reserve the right to update this Privacy Policy at any time. Changes will be posted on this page with a revised effective date.

10. Contact Us If you have any questions about this Privacy Policy, please contact us at: Email: privacy@hybridfunder.com

Terms and Conditions

Welcome to www.hybridfunder.com. By accessing or using our Site, you agree to comply with and be bound by the following Terms and Conditions.

1. Use of Site You agree to use our Site only for lawful purposes. You must not use the Site to submit false or misleading information or interfere with its operation.

2. Funding Offers and Agreements All funding offers are subject to approval and underwriting by third-party partners. Hybrid Funder is a syndication partner and does not act as a direct lender. Terms of funding are between you and the direct funding company.

3. No Guarantee We do not guarantee funding or approval. Offers may vary based on financial data, underwriting criteria, and partner terms.

4. Limitation of Liability Hybrid Funder is not liable for any damages arising from the use of this Site or any third-party funding arrangement.

5. Intellectual Property All content, trademarks, logos, and intellectual property on this Site are owned by Hybrid Funder or its licensors.

6. Governing Law These Terms are governed by the laws of the State of New York.

7. Contact For questions or legal inquiries, please contact: Email: legal@hybridfunder.com Address: [Insert Mailing Address]

Disclaimer

Hybrid Funder is not a direct lender. We are a syndication and referral partner that works with a network of trusted funders to assist small businesses in securing working capital. All funding approvals are subject to underwriting and verification. We do not charge broker fees unless otherwise disclosed in writing. Use of this Site and our services constitutes agreement to our Terms and Privacy Policy.

Do Not Sell My Personal Information (California Residents)

If you are a California resident, you have the right to opt-out of the sale of your personal information under the California Consumer Privacy Act (CCPA). To exercise this right, please email us at privacy@hybridfunder.com with the subject line "Do Not Sell My Information."

Opt-Out Policy for Marketing Messages

You may opt out of receiving promotional emails or SMS messages from us at any time by clicking the "unsubscribe" link in the email or replying "STOP" to any text message.