Merchant Cash Advance Resource Center
The Merchant Cash Advance Resource Center gives business owners straight answers on MCA funding — how it works, who qualifies, what to expect, and how to use working capital to grow.
Texas MCA Shake-Up: How HB 700 Is Impacting Small Business Funding in 2026
New legislation in Texas is shaking up the Merchant Cash Advance industry. With HB 700 taking effect in September 2025, many MCA lenders are halting funding—leaving small business owners scrambling for working capital. Learn how this change impacts Texas businesses and what funding alternatives are still available.