Tariffs are pushing small businesses into Merchant Cash Advances at record rates — and predatory lenders are capitalizing on the chaos. Here's what's actually happening in the MCA industry right now, what new laws mean for your business, and how to protect yourself while still accessing the capital you need.

Need equipment but don't want to drain your working capital? Equipment financing lets you spread the cost over 3 to 7 years while the equipment earns revenue from day one. See real costs, credit requirements, and how to qualify — even as a startup or with bad credit.

New legislation in Texas is shaking up the Merchant Cash Advance industry. With HB 700 taking effect in September 2025, many MCA lenders are halting funding—leaving small business owners scrambling for working capital. Learn how this change impacts Texas businesses and what funding alternatives are still available.