Merchant Cash Advance Resource Center

The Merchant Cash Advance Resource Center gives business owners straight answers on MCA funding — how it works, who qualifies, what to expect, and how to use working capital to grow.

eBay Just Hit $1 Billion in Business Funding. Here's What That Tells You About Where Capital Is Really Coming From in 2026.

eBay just crossed $1 billion in merchant cash advances. Amazon, Shopify, and private funders are doing the same. Banks are rejecting 82% of small business applications — and the SBA funds fewer than 70,000 businesses a year out of 33 million. Here's why private capital is now the only real growth engine keeping small businesses alive in 2026.

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What’s New With Merchant Cash Advances in 2026 — And How Business Owners Can Benefit

The MCA industry has changed more in the past 2 years than the decade before. New disclosure laws, smarter underwriting, and a Texas regulatory shakeup are reshaping how merchant cash advances work — here's what every business

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