A complete application starts with clear business information and the right documents. For a Hybrid Funder application, prepare your four most recent months of business bank statements, complete the required business and owner details, and explain how you plan to use the funding. Individual funding partners may request additional information.
1. Gather your business bank statements
Download complete business bank statements directly from your bank, preferably as PDFs. Include every page for each of the four most recent completed statement months. A screenshot of your current balance is not a replacement for a complete statement.
Check the business name, statement dates, and page count before uploading. If you use several business accounts, ask our team which statements are needed. If your business has only three months of history, contact us before submitting so we can clarify what is available and what a funding partner may require.
How to download complete monthly bank statements
Updated October 28, 2026. Prepare the four most recent completed monthly business bank statements, including every page. PDF is recommended. The current application accepts one complete document per month, up to 10 MB each. If only three completed months are available, call (347) 201-2367 before submitting.
Open your bank’s official website or app yourself and sign in privately.
Select the correct business checking account and find Statements, Statements & Documents, or View Documents. Menu labels vary by account and device.
Choose the month and download the complete PDF. Repeat for all four completed months.
Open every saved file. Check the business/account, statement dates, readability and page count. Keep the document complete and unaltered.
Upload the correct month in each document field. Wait for uploads to finish, then review the application and look for a submission confirmation.
Chase
On Chase’s website, use the main menu and Statements & documents, then select the account and year and use Open or Save beside the statement. In the Chase app, look for Statements & documents in Document manager, then select Statements, the account and the year. Business account interfaces can differ. Download a bank statement rather than a merchant-processing settlement report. There is no need to change paperless delivery preferences to follow this guide. Chase’s official statement-access help.
Bank of America
Use the statement/document area in official Online or Mobile Banking. Select the business checking account and statement period, then download the monthly PDF and check that it opens. If downloading fails, Bank of America’s help recommends trying another supported browser. Menu labels vary by account and device. Bank of America’s official online-statement help.
Wells Fargo
Sign on to Wells Fargo Business Online and open View Documents. Select the business account and time period, then save the statement PDF. Wells Fargo identifies its Business Online statement as an official document equivalent to its paper statement. Wells Fargo’s official business-statement help.
Check the files before uploading
Use the complete monthly statement, not a balance screenshot, CSV transaction export, credit card statement or merchant-processing summary.
Include all pages, including pages with no transactions. Do not alter figures or remove pages.
A current month-to-date transaction list does not replace a completed monthly statement unless our team specifically requests it.
If a file exceeds 10 MB, ask our team for an appropriate secure route. Do not remove pages or use an unfamiliar file-compression website.
If a PDF cannot open or requires a password, contact your bank and our team for guidance. Never submit bank login passwords or security codes.
Keep statements, Social Security numbers and financial documents out of public comments, social messages and website chat. Use the existing secure business funding application or another secure method confirmed by our team.
Need help? Call (347) 201-2367, Monday–Friday, 10 a.m.–5 p.m. Eastern. Complete documents do not guarantee provider approval.
2. Complete the business and owner information
Have your legal business name, entity type, tax identification number, business address, start date, industry, revenue information, and requested funding amount ready. Enter the owner information requested in the application accurately and review all authorizations before submitting.
Use the application’s designated fields for sensitive information. Do not place Social Security numbers or bank documents in public comments or social media messages.
3. Explain existing funding and your intended use
If your business has existing advances or other financing, provide accurate information about balances and payment obligations when requested. Keep supporting statements or agreements available for follow-up.
Describe the business purpose of your request: for example, inventory, equipment repairs, payroll, seasonal expenses, or a planned expansion. A clear request helps our team organize your file; it does not guarantee an offer.
4. Check your uploads before submitting
Open each document to confirm it is readable. Follow the file-type and size limits shown in the application. Wait for uploads to finish, check for error messages, complete all required fields, and look for a submission confirmation.
If an upload fails, contact our team before repeatedly sending duplicate applications. Tell us which step failed and the error message you saw. We can help clarify the next step without asking you to post sensitive documents publicly.
5. Explore cash-flow scenarios before choosing an offer
Our Cash Flow Prediction Tool lets you explore illustrative scenarios using revenue, expenses, existing MCA payments, and funding assumptions. Use it to consider how payment obligations could affect the cash available for your business.
Try the tool: https://www.hybridfunder.com/cash-flow-prediction-tool
The tool is a planning calculator, not an approval prediction or funding offer. Its results depend on your inputs and assumptions. Review any actual offer separately, including net proceeds, total cost, fees, payment frequency, and the provider’s written terms.
Ready to complete your application?
Start here: https://www.hybridfunder.com/business-funding-application
Hybrid Funder’s starting minimums are three months in business and $10,000 in monthly business revenue. We work with funding partners serving businesses across all 50 U.S. states and Canada. Provider criteria vary, and meeting the starting minimums does not guarantee approval.
Need help with your documents? Contact our team at https://www.hybridfunder.com/contact or call (347) 201-2367.
About Hybrid Funder
Our team brings more than 15 years of MCA industry experience. Hybrid Funder connects businesses with third-party funding partners and investors and coordinates applications and communication. We do not lend our own funds. Funding partners provide capital and make final approval decisions. We may receive compensation for referral and coordination services.
This article is general application guidance, not financial, legal, or tax advice. Approval, amounts, costs, terms, and timing are not guaranteed. Consult your own qualified advisers before entering into a funding agreement.
