Hybrid Funder is now a direct MCA funder. We fund deals with our own capital, make underwriting decisions in-house, and get small business owners funded same-day to next-day. Here's what changed, why it matters, and what it means for merchants and ISO partners.

Tariffs are pushing small businesses into Merchant Cash Advances at record rates — and predatory lenders are capitalizing on the chaos. Here's what's actually happening in the MCA industry right now, what new laws mean for your business, and how to protect yourself while still accessing the capital you need.