Merchant Cash Advance Resource Center
The Merchant Cash Advance Resource Center gives business owners straight answers on MCA funding — how it works, who qualifies, what to expect, and how to use working capital to grow.
We're Now a Direct Funder — Here's What That Means for You
Hybrid Funder is now a direct MCA funder. We fund deals with our own capital, make underwriting decisions in-house, and get small business owners funded same-day to next-day. Here's what changed, why it matters, and what it means for merchants and ISO partners.
Why 42% of Restaurant Owners Aren't Profitable in 2026 — And the One Funding Move That's Keeping Doors Open
Beef is up 14.4%. Labor costs are climbing. Tariffs are squeezing margins. And 42% of restaurant operators weren't profitable last year. Here's what's driving the crisis — and the one funding move keeping smart restaurant owners in the game in 2026.
Tariffs, New Laws, and the Truth About Merchant Cash Advances in 2026: What Every Small Business Owner Needs to Read Right Now
Tariffs are pushing small businesses into Merchant Cash Advances at record rates — and predatory lenders are capitalizing on the chaos. Here's what's actually happening in the MCA industry right now, what new laws mean for your business, and how to protect yourself while still accessing the capital you need.
What’s New With Merchant Cash Advances in 2026 — And How Business Owners Can Benefit
The MCA industry has changed more in the past 2 years than the decade before. New disclosure laws, smarter underwriting, and a Texas regulatory shakeup are reshaping how merchant cash advances work — here's what every business